Kentucky First Federal Bancorp Discloses OCC Termination of Hazard Bank Agreement

Kentucky First Federal Bancorp disclosed that the Office of the Comptroller of the Currency published notification on Feb. 19, 2026 terminating the OCC’s formal written agreement dated Aug. 13, 2024 with First Federal Savings Bank of Kentucky, the company said in a Form 8-K filed that day. The bank is an indirect wholly owned subsidiary of the holding company and operates branches in Frankfort, Danville and Lancaster while the Hazard affiliate runs one office in Hazard.

The company’s Feb. 19, 2026 Form 8-K is filed under Item 1.02 Termination of a Material Definitive Agreement and contains the company wording: "the Office of the Comptroller of the Currency (the 'OCC'), the primary regulator of First Federal Savings Bank of Kentucky, has published notification today that it has terminated the OCC’s formal written agreement, dated August 13, 2024 (the 'Agreement'), with First Federal Savings Bank of Kentucky." The filing echoes the distribution to investors and notes the termination as the triggering event.

Kentucky First Federal Bancorp provided corporate and operational details alongside the termination notice. The holding company, traded on the Nasdaq National Market under the symbol KFFB, reported approximately 8,086,715 shares outstanding as of Dec. 31, 2025 with roughly 58.5 percent of shares held by First Federal MHC. The company’s operating footprint includes First Federal Savings and Loan Association of Hazard with one Hazard office and First Federal Savings Bank of Kentucky with three offices in Frankfort, two in Danville and one in Lancaster.

Market commentary and republished summaries tied the termination to an improved regulatory posture. Quiver AI’s summary states the action "indicates that the bank is no longer regarded as being in 'troubled condition' and will not have to adhere to individual minimum capital requirements that were previously imposed," and Quiver added that "the bank remains well-capitalized beyond the required thresholds." Bitget also noted that the company "recently announced that its capital levels have significantly exceeded the minimum standards set by regulators." Those interpretive statements are offered by third-party republishers and not as direct quotes from company management or the OCC.

Contact details and names listed in republished material include Don D. Jennings, President, and Tyler Eades, Vice President, with a phone number shown as (502) 223-1638 in Quiver’s copy for investor inquiries. Stocktitan republishing supplies the company mailing address as 216 West Main Street, P.O. Box 535, Frankfort, KY 40602 and observed that "Subsequent disclosures in periodic reports will show how the improved regulatory posture interacts with growth, dividend capacity, and broader strategic options."

The Form 8-K also references the company’s earlier Aug. 15, 2024 Form 8-K, which disclosed a summary of the Agreement and filed the full text as Exhibit 10.1, providing the document trail for anyone seeking the specific supervisory remedies that were imposed in 2024 and removed by the Feb. 19, 2026 termination notice.