Walmart Releases 2026 Associate Benefits Book With Health and 401(k) SPDs

Walmart has released its 2026 Associate Benefits Book, which contains the Summary Plan Descriptions (SPDs) for the company’s Associate Health & Welfare Plan and the Walmart 401(k) Plan. The inclusion of both SPDs in the single 2026 volume makes the document a consolidated point of reference for benefits and retirement plan details.

The book explicitly lists the Associate Health & Welfare Plan SPD and the Walmart 401(k) Plan SPD, placing both key plan descriptions together for the 2026 plan year. Associates looking for the formal descriptions of those plans will find the required SPD language bundled in the 2026 edition, rather than dispersed across separate handbooks.

Human resources staff and store and field managers are named among the intended users of the 2026 Associate Benefits Book. The company positions the new book as the primary document for associates, managers, HR professionals, and legal teams to consult when questions arise about plan provisions covered in the SPDs for health benefits and the 401(k) Plan.

Legal and compliance teams within Walmart also gain a single 2026 reference containing the Summary Plan Descriptions for both the Associate Health & Welfare Plan and the Walmart 401(k) Plan. That centralization affects how plan administrators, HR compliance officers, and in-house counsel will locate the SPD text for administrative, claims, or plan-compliance reviews during 2026.

For associates and managers planning benefits conversations this year, the 2026 Associate Benefits Book means the official SPD language for both health and 401(k) matters is available in one place. Walmart’s consolidation of those Summary Plan Descriptions into the 2026 book sets the baseline that associates, store leadership, HR professionals, and legal teams will use throughout the plan year.