Zillow, Optimal Blue, Bankrate and Rocket Mortgage show mixed 30‑year rates today

Zillow, Optimal Blue, Bankrate and Rocket Mortgage report different 30‑year mortgage rates today: Zillow (via CBS) shows an average 30‑year rate of 5.87%, Optimal Blue (reported by Fortune) shows 5.964%, Bankrate lists a national average of 6.04%, and Rocket Mortgage’s lender quote for a $350,000 example is 6.375% as of 2:53 PM UTC on February 27, 2026.

The divergence reflects competing data sets and product definitions. Fortune’s piece reproduces Optimal Blue’s figure and states, “The current average 30‑year mortgage rate is 5.964%.” Fortune also notes that that is “up from 5.942% on the last day’s report,” while its accompanying table compares today’s 30‑year conventional rate of 5.964% with a week‑ago level of 6.006% and lists an “Approximate Basis Points Change” of -5. Zillow’s snapshot, cited in a CBS News roundup edited by Angelica Leicht, reports a 15‑year average of 5.37% and median refinance rates of 6.47% for 30‑year loans and 5.64% for 15‑year loans.

Bankrate’s snapshot, cited in a Buy Side piece updated at 9:18 AM EST, gives today’s national average on a 30‑year fixed mortgage as 6.04% and a 15‑year average of 5.45%, and summarizes the market: “Mortgage rates are down from yesterday and remain under 7%.” Bankrate’s purchase table shows the 30‑year rate at 6.04% versus last week’s 6.24% with a table change of -0.20, but its accompanying prose includes a conflicting line: “The average rate for a 30‑year fixed mortgage for today is 6.04 percent, an increase of 0.20 basis points over the last week.” Bankrate’s published pages also state that “Data reflects interest rates, not APRs” and include a proprietary “How We Make Money” disclosure about compensation and product placement.

Rocket Mortgage’s live rate page, timestamped “Rates are current as of 2:53 PM UTC on February 27, 2026,” provides lender‑specific quotes and sample monthly payments for a $350,000 loan. Those samples list a 30‑year fixed rate at 6.375% with a monthly payment example of $2,184, a 15‑year fixed rate at 5.5% with a $2,860 payment example, and a jumbo 30‑year fixed sample rate of 5.5% on a $1,100,000 example with a $6,246 monthly payment. The page includes the caveat: “Monthly payment examples below are for a loan amount of $350k ($1,100k on Jumbo). Taxes and insurance not included within the estimate; actual payment amount will be greater.”

Policy and market context remains mixed. Bankrate and WSJ reporting note that mortgage rates eased late in February, falling to 5.98% on Thursday, a level they described as the lowest since September 2022, and link recent moves to the 10‑year Treasury, “which has been on a downward trend, reaching its lowest point since November 2025.” Citing broader policy signals, Dr. Selma Hepp, chief economist at Cotality, warned explicitly: “The Federal Reserve is indicating a cautious approach to reducing rates in 2026, with the recent FOMC minutes not discounting the possibility of a rate hike,” and added, “This doesn’t come a moment too soon: Recent home sales reports, delayed due to the shutdown, are now being released, and none are good. The housing industry will need plenty of boosts if it expects to salvage a Spring home buying season.”

For consumers, CBS’s roundup reiterated practical steps: “While these are average rates and there is the potential for borrowers to locate lower ones by shopping around online now, it's important to remember that the best rates and terms will be reserved for those buyers with the highest credit scores and cleanest credit histories.” It advised, “If your score needs improving or if you're unsure about what your credit report looks like, consider working on those items first, prior to formally applying for a mortgage loan,” and urged shoppers to “get rate quotes from at least three different lenders to establish a baseline against which to compare.”

Data sources and timestamps cited in reporting: Zillow figures via CBS (Feb. 27, 2026); Optimal Blue via Fortune (Feb. 27, 2026); Bankrate data as of 02/27/2026 and Buy Side update 9:18 AM EST; Rocket Mortgage live rates current as of 2:53 PM UTC on February 27, 2026.