Hippo rolls out Cognition’s Devin across engineering to speed insurance software delivery

Hippo rolled out Cognition’s Devin across its engineering organization on June 25, 2026, turning the AI software engineer into a tool for rate filings, underwriting, distribution, customer experience, risk management and partner integrations. Hippo is using Devin to work inside the software build process for a carrier that has to keep product behavior aligned across fifty states with different regulatory rules.

Kyle Ramsay, Hippo’s chief product and artificial intelligence officer: “Building software that works correctly in fifty states, each regulated differently, is complex and time intensive. With Devin, we can automate through that complexity instead of around it.” Cognition’s Devin plans, writes and tests code across complex systems while working alongside human engineers. Every change can ripple into filings, customer flows and state-specific compliance checks.

On April 8, 2026, Hippo introduced an AI-driven claims workflow built around Clara, its 24/7 FNOL voice agent. Hippo expected more than 70% of homeowners claims to be filed digitally after Clara’s rollout, and the workflow could handle a 30% to 35% increase in claims volume without adding headcount. That architecture was built to route, summarize and screen claims, leaving adjusters to focus on more complex files.

Hippo completed its 2026 reinsurance renewals effective June 1, 2026, moving to a consolidated corporate-level catastrophe structure and placing an inaugural whole account quota share. The program included $513 million of first-event coverage limit and $777 million of aggregate reinsurance coverage limit, while reducing net probable maximum loss by 31% to 36% across the 20-year to 100-year return periods.

Cognition made Devin generally available on December 10, 2024, with pricing starting at $500 per month for engineering teams and support for Slack integration, IDE extension and API access. Jeff Wang, Cognition’s president of new enterprise, on Hippo: “Hippo was doing high-stakes work in one of the most complex and regulated industries, making the partnership a natural fit.” Richard McCathron has been president and chief executive since February 2017, Jo Overline oversees technology as chief technology officer, Laura Boettcher was named chief operating officer in June 2026, and Guy Zeltser has served as chief financial officer since March 2025.