Optalitix adds agentic AI to Quote for governed underwriting tasks

Optalitix added Agentic AI to Optalitix Quote, giving insurers, reinsurers and MGAs a natural-language way to work inside underwriting workflows without stepping outside the platform’s controls. The July 10, 2026 release is aimed at a specific pain point: underwriters who spend too much time jumping between submissions, screens and spreadsheets just to answer routine questions or move a case forward.

The company is pitching this as more than a conversational front end. Optalitix says the AI is disabled by default and can be switched on when clients are ready, with the implementation aligned to its ISO 27001-certified information security management framework. It also says the AI uses the same APIs and business rules that power Quote, which means Quote remains the source of truth for AI-assisted decisions. That matters more than the marketing gloss. If the natural-language layer can ask how many new policies arrived in a week, flag applications that need approval, or summarize risk across a portfolio, but still stays inside governed permissions and audit trails, it is solving a workflow problem rather than creating a shadow system.

Quote itself is built for that kind of control. Optalitix describes it as a secure cloud platform for model deployment, quote workflows, triage, exposure management, access controls and real-time pricing insight. The company says it can convert Excel, Python and R models into managed cloud services, which is the sort of architecture that appeals to carriers trying to modernize pricing without ripping out core systems. In that setup, agentic AI is not replacing underwriting judgment. It is reducing the number of clicks and rekeying steps between the submission and the decision.

Dani Katz, identified by Optalitix as a co-founder and director, has argued in the company’s own materials that spreadsheets still sit at the center of many insurance pricing processes, but they do not provide the governance, scalability or structured data modern underwriting needs. That is the right backdrop for this release. Optalitix has been pushing the same theme across its product and AI pages: connect AI directly to underwriting and pricing data, then let people get work done through the same operational system.

The July launch also fits a broader run of Optalitix activity. The company announced a partnership with SortSpoke on April 7, 2025 for AI-powered document processing, a partnership with Tokio Marine HCC International on January 7, 2025, and was named one of FinTech Global’s InsurTech100 companies in October 2025. Optalitix and Pool Re were also named Insurance Technology Provider of the Year on September 24, 2025. Taken together, those moves show a platform building toward a more automated underwriting stack, but one that still insists the machine works inside the rules, not around them.