USAA Sues Home Depot in San Diego Court Over Vehicle Incident

USAA filed an insurance subrogation lawsuit against Home Depot U.S.A., Inc. in San Diego County Superior Court on March 13, 2026, seeking to recover costs tied to a vehicle incident that lists a driver named Alberto Rebelin-lopez and a bus among the related parties.

Subrogation suits of this kind arise when an insurer pays out a claim on behalf of its policyholder and then pursues a third party it believes bears legal responsibility for the underlying loss. By filing in San Diego County, USAA is asserting that Home Depot carries some degree of liability for the incident that triggered the payout.

Court records identify Alberto Rebelin-lopez as a named party connected to the case, and the involvement of a bus suggests the incident may have involved a commercial or passenger vehicle rather than a standard personal automobile. The full scope of damages USAA is seeking has not been disclosed in the initial filing.

Home Depot operates a significant logistics and delivery infrastructure, including contracted drivers and fleet vehicles, which can create liability exposure when incidents occur on or around its operations. Whether Rebelin-lopez was acting in any capacity connected to Home Depot at the time of the incident is a question the litigation will likely need to resolve.

The case is in its earliest stages, and no response from Home Depot has been entered into the record as of the filing date.