Numerica Credit Union posts record $114.8 million lending month

Numerica Credit Union’s strongest lending month on record was not just a balance-sheet milestone. In March, the Spokane Valley-based credit union originated $114.8 million in loans, hitting 167% of its monthly goal and signaling healthy borrowing demand across Kootenai County, North Idaho and the broader Inland Northwest.

The record was spread across Business Services, Dealer Services, Retail Lending, Home Lending Center and Digital Lending, a mix that points to pressure and momentum in several corners of the local economy. For readers in Coeur d’Alene, Post Falls and the rest of Kootenai County, that matters because borrowing volume often tracks with whether families are buying homes, households are taking on auto loans and local companies are expanding.

Numerica said the month reflected demand across Eastern Washington, Central Washington and North Idaho, and president and CEO Carla Cicero cast the result as the product of years of investment in people, technology, products and member experience. Lending teams across the organization were credited with delivering the production surge, underscoring that the milestone was as much a workforce story as a finance story.

The numbers also show how far Numerica has grown. When Cicero became CEO in 2011, the credit union had $975 million in assets. By the time it passed $4 billion on Sept. 30, 2024, it had become a far larger regional institution, and it now serves more than 178,000 members with more than $4.2 billion in assets. That scale helps explain why a single record lending month resonates beyond the company’s headquarters and into communities where credit access shapes housing and business activity.

Even as it posted the record, Numerica kept adding capacity. The credit union broke ground on its 24th branch in Moses Lake, which it says is expected to open in fall 2026, and later identified Cindy Throneberry as the branch manager. The expansion suggests Numerica is still betting on in-person banking even as its growth has also supported digital banking capabilities, expanded ATM access, the DreamUp savings tool and new branch locations.

The broader credit union system remains large and active. The National Credit Union Administration said there were 4,287 federally insured credit unions serving 144.7 million members as of Dec. 31, 2025, with $2.38 trillion in assets and $1.68 trillion in loans outstanding in the second quarter of 2025. Against that backdrop, Numerica’s March figure stands out as a local sign of how much borrowing power still runs through regional lenders in North Idaho and the Spokane area.

Numerica’s community reach also extends beyond lending. Its Heroes Fund is a $1 million, 10-year commitment for veterans, active-duty service members and their families, part of the same regional footprint that has made the credit union increasingly influential in Kootenai County’s financial life.