Robinhood lets AI agents trade stocks and make card purchases

Robinhood was pushing software beyond advice and into action, saying it would let AI agents trade stocks on its platform and make purchases with a credit card. The Menlo Park, California company said the first rollout covered equities, with plans to expand later into derivatives, crypto and prediction markets.

To keep automation away from a customer’s main holdings, Robinhood said users could create a dedicated trading account for agent-driven activity. The company also said customers could connect AI agents to a virtual Robinhood Gold credit card and use it for purchases such as concert tickets before they sold out or items that hit a target price. Users could set spending limits, require manual approval for purchases and disconnect an agent at any time.

Robinhood said the agentic setup would include a real-time activity feed and profit-and-loss tracking. It also said the virtual card would be restricted to that single card, without exposing primary card numbers or other account information. Abhishek Fatehpuria, Robinhood’s vice president of brokerage product management, said the company’s audience right now was the early adopters of agents, a sign that the feature was being aimed first at customers willing to test the limits of autonomous finance.

The company’s help center now listed an Agentic Trading overview and support pages for trading with an agent, alongside Gold credit card, spending and banking topics. That support footprint matters because the question is no longer whether AI can answer money questions, but whether people will trust it to place trades and spend cash on their behalf. Robinhood said it had 27.6 million funded customers and $345 billion in total platform assets as of April 30, 2026, giving it a large retail base for a feature that could reshape how ordinary investors interact with their accounts.

The move fit into a broader product push. At its HOOD Summit in Las Vegas on September 10, 2025, Robinhood unveiled Robinhood Social, AI-powered custom indicators and scans, futures on Robinhood Legend and other upgrades. CEO Vlad Tenev said the firm was becoming a financial superapp. Competition was also heating up elsewhere: Visa rolled out a platform in 2025 that let users delegate some online shopping tasks to AI agents.

The bigger issue is control. Robinhood was offering guardrails, not full autonomy, and that caution reflected how untested agentic finance remains. A Deloitte survey published in April found only 21% of respondents believed their organizations had a mature governance model for agentic AI. For regulators, the next debate will center on liability, error handling and whether a broker can safely delegate real financial decisions to software without creating new risks for consumers.