Weeki Wachee Woman Arrested After $52,000 Missing From Cadence Bank Vault

Tammy Annette Wierzbicki, 51, of Weeki Wachee was arrested after investigators say a vault audit discovered $52,000 missing at a Cadence Bank branch in Brooksville. Authorities say the matter was uncovered following an investigation that one source described as months-long and that began when a bank branch manager reported missing funds after a vault audit.

Officials say the investigation began on December 18, 2025, when a branch manager contacted law enforcement to report the discrepancy. On December 22, 2025, investigators executed a search related to Wierzbicki’s workstation. “After being advised of her Miranda rights, Wierzbicki agreed to speak with detectives,” court documents state.

Investigators say Wierzbicki admitted transferring funds from the bank vault into customer accounts without authorization, claiming she believed the money would be repaid before the discrepancy was discovered. Detectives also recovered what they described as a fraudulently signed bank slip found at Wierzbicki's workstation. The account holder associated with that slip later confirmed they did not authorize the transaction and did not give permission for their name to be used, investigators said.

Investigators determined that Wierzbicki “was the only employee with access to all vault funds at the time the discrepancy was discovered.” Detectives say bank staff attempted to determine whether the missing funds could be attributed to a single transaction, documentation error, or physical removal of cash, but no records were found to support a legitimate transfer.

According to court documents, 51-year-old Tammy Annette Wierzbicki was taken into custody last Monday on multiple felony charges, including scheme to defraud, conspiracy to commit grand theft, unlawful use of a two-way communication device, and fraudulent use of personal identification information. The reporting does not provide a calendar date for the arrest, bond or booking details, or whether any of the $52,000 has been recovered.

The case raises immediate community concerns about internal controls at local branches and the potential disruption for customers who bank at smaller, community-facing locations. The Brooksville Cadence Bank branch and local law enforcement have not provided public statements in the material reviewed, and Wierzbicki’s employment status is described in reporting as “reportedly worked as a teller,” a qualifier that has not been independently confirmed in available documents.

For Hernando County residents, the practical steps are straightforward: review recent account statements, alert your bank to any suspicious activity, and expect the local courts to provide further information once charging documents or arraignment dates are filed. Journalists and officials will likely seek the arrest affidavit, search-warrant returns and charging documents to clarify the timeline and whether additional customers were affected. The coming weeks should reveal whether the missing funds are recovered, how the branch responds to internal-control gaps, and when formal court proceedings will begin.