AgCountry Farm Credit Returns $36.1M Cash-Back Dividends to North Dakota Customer-Owners

AgCountry Farm Credit Services returned $36.1 million in cash-back patronage dividends to its North Dakota customer-owners, part of a territory-wide distribution tied to 2025 net earnings that was paid in 2026. The 2025 payout equals 100 basis points - a 1% return on a customer’s 2025 eligible average daily loan balance - and represents the 13th consecutive year the cooperative has shared earnings with borrowers.

Across AgCountry’s territory the cash-back program delivered more than $131 million in total for 2025, with state breakdowns listed as $38.1 million for Minnesota, $6.2 million for Wisconsin, and $51.4 million in other areas served. The state numbers sum to $131.8 million; AgCountry notes that state cash-back dividend payment amounts are rounded to the nearest $100,000. AgCountry’s LinkedIn post said, “More than 10,700 cash-back dividend payments totaling $131 million are on their way to the farmers and ranchers we serve. This marks 13 straight years of sharing our earnings with eligible customer-owners.”

Local producers in Stutsman County and nearby communities can expect the same mechanics that govern the cooperative’s payouts: cash-back dividends are based on eligible loan volume and Association financial results, and the amount of an individual customer’s distribution is determined by eligible average loan volume during the year. AgCountry cautions that “prior distributions should not be interpreted as guarantees of future performance,” and that “generally, the more a customer borrows from us, the more they will benefit financially from the program.”

AgCountry described the county-level detail for North Dakota in its 2026 distribution materials, and a 2026 North Dakota Cash-Back Dividends Distribution Map allows customers to view county-by-county paid amounts. Eligible customer-owners were issued patronage payments the last week of January, delivering immediate cash that farm and ranch families can use for seed and input purchases, equipment upkeep, or short-term operating needs.

Steve Perdue, AgCountry Board chairperson and a North Dakota producer, framed the program as a tool for rural reinvestment: “AgCountry’s cooperative model is grounded in serving our customer-owners through every season,” he said. “Cash-back dividends demonstrate how that commitment translates into tangible support, helping farm and ranch families reinvest in their operations and plan for what’s ahead.” Perdue added that “The Board of Directors is dedicated to ensuring our patronage program remains consistent and dependable.”

AgCountry also signaled its intent for 2026, saying the Board has approved a cash-back dividend to be paid from the cooperative’s 2026 net earnings and that the amount to be paid will be determined in December. The organization’s site states plainly, “The Board of Directors intends to pay a 1% patronage dividend barring any unforeseen circumstances.” Since launching the patronage program in 2013, AgCountry has returned a cumulative $771 million to farmers and ranchers.

For Stutsman County residents, the payout is practical money at a time of year when cash flow matters. Watch the AgCountry distribution map for county-level figures and expect the board’s December review to determine whether the cooperative will set a similar dividend for 2026.