Toll Brothers CrossCreek Community in Cumming Down to Final Home

The last new home at CrossCreek by Toll Brothers, a luxury enclave tucked along a wooded creek off Exit 13 on Georgia State Route 400 in Cumming, carries a $1,372,000 price tag and marks the close of one of Forsyth County's most exclusive build cycles. Toll Brothers announced March 27 that the five-bedroom, 3,545-square-foot property is the sole remaining home in the development, effectively ending new construction at a community it built and marketed to North Atlanta commuters for years.

The home features a first-floor bedroom suite, an oversized walk-in pantry, and a two-story great room that opens to outdoor living space. It sits within the South Forsyth High School attendance zone, served by Forsyth County Schools, which routinely ranks among Georgia's highest-performing districts. CrossCreek's homes spanned 3,333 to 3,812 square feet across the full build cycle.

The $1.37 million asking price is 2.3 times Forsyth County's median home sale price of roughly $600,000, which itself slid 4 percent year over year through December 2025. Both figures are effectively unreachable for the county's essential workforce. The average Forsyth County teacher earns approximately $42,629 annually, placing the CrossCreek listing at roughly 32 times that salary. A 30-year mortgage on the property, assuming a 20 percent down payment of $274,400, would generate an estimated monthly payment of around $7,100 at prevailing rates, nearly twice what the average local teacher brings home in a month.

The "final opportunity" framing is standard practice during the closing phase of a residential development, designed to accelerate buyer decisions through scarcity. For Toll Brothers (NYSE: TOL), it signals the successful absorption of a community it pitched as a serene oasis with convenient GA-400 access to Atlanta's job market.

For county planners and school officials, the arithmetic cuts differently. A $1.37 million assessed home generates meaningful property tax revenue for Forsyth County Schools and county services, but it does nothing to house the teachers, firefighters, and deputies staffing those same schools and fire stations. The county's affordability squeeze is not unique to Forsyth, but it sharpens here: a county routinely praised for its school quality and public safety is increasingly unaffordable for the very people delivering both.

The GA-400 corridor near Exit 13 continues to draw residential development pressure even as CrossCreek winds down. The ongoing GA-400 express lanes project adds long-term commuting appeal to the area, sustaining exactly the kind of high-end demand Toll Brothers built its business model around.